Assessing competition in the banking industry: A multi-product approach q

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dc.contributor.authorBarbosa, Klenio de Souza
dc.contributor.authorRocha, Bruno de Paula
dc.contributor.authorSalazar, Fernando
dc.coverage.paisNão Informadopt_BR
dc.creatorBarbosa, Klenio de Souza
dc.creatorRocha, Bruno de Paula
dc.creatorSalazar, Fernando
dc.date.accessioned2024-01-05T19:19:37Z
dc.date.available2024-01-05T19:19:37Z
dc.date.issued2015
dc.description.otherThis paper investigates the competitive aspects of multi-product banking operations. Extending Panzar and Rosse’s (1987) model to the case of a multi-product banking firm, we show that higher economies of scope in multi-product banking are associated with lower Panzar–Rosse measures of competition in the banking sector. To test this empirical implication and determine the impact of multi-production on market power, we use a new dataset on the Brazilian banking industry. Consistent with our theoretical prediction, we find that banks that offer classic banking products (i.e., loans and credit cards) and other banking products (i.e., brokerage services, insurance and capitalization bonds) have substantially higher market power than banks that offer only classic products. These results suggest a positive bias in the traditional estimates of competition in which multi-output actions are not considered.pt_BR
dc.format.extentP. 340-362pt_BR
dc.format.mediumDigitalpt_BR
dc.identifier.doihttp://dx.doi.org/10.1016/j.jbankfin.2014.05.003pt_BR
dc.identifier.issn1872-6372pt_BR
dc.identifier.issn0378-4266pt_BR
dc.identifier.urihttps://repositorio.insper.edu.br/handle/11224/6315
dc.identifier.volume50pt_BR
dc.language.isoInglêspt_BR
dc.publisherElsevierpt_BR
dc.relation.ispartofJournal of banking & financept_BR
dc.rights.licenseO INSPER E ESTE REPOSITÓRIO NÃO DETÊM OS DIREITOS DE USO E REPRODUÇÃO DOS CONTEÚDOS AQUI REGISTRADOS. É RESPONSABILIDADE DO USUÁRIO VERIFICAR OS USOS PERMITIDOS NA FONTE ORIGINAL, RESPEITANDO-SE OS DIREITOS DE AUTOR OU EDITOR.pt_BR
dc.subject.keywordsBank competitionpt_BR
dc.subject.keywordsPanzar and Rossept_BR
dc.subject.keywordsMulti-product bankspt_BR
dc.titleAssessing competition in the banking industry: A multi-product approach qpt_BR
dc.typejournal article
dspace.entity.typePublication
local.identifier.sourceUrihttps://www.sciencedirect.com/science/article/pii/S0378426614001642?via%3Dihub
local.subject.cnpqCiências Sociais Aplicadaspt_BR
local.typeArtigo Científicopt_BR

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