O efeito da Covid-19 nos custos de serviços das seguradoras de saúde no Brasil no período pós pandemia
N/D
Autores
Porto, Henrique Curvello
Orientador
Co-orientadores
Citações na Scopus
Tipo de documento
Trabalho de Conclusão de Curso
Data
2024
Resumo
A pandemia da covid-19 gerou diversas consequências ao mercado brasileiro de seguradoras de saúde que perduram até os dias atuais. Em 2023, as seguradoras vivenciaram um período de altos custos, e sinistralidades em altas históricas. O intuito deste projeto é buscar compreender a correlação dos efeitos da pandemia com os custos, considerando o adiamento de procedimentos médicos e a alteração de comportamento dos beneficiários dos seguros após 2020. De maneira convergente, o projeto considera uma análise dos fenômenos de ascensão dos custos que já ocorria desde o início deste século, via regulamentações da ANS e processos judiciais. Em termos práticos, o objetivo será compreender a relação dos efeitos da pandemia nos custos das seguradoras nacionais de saúde após 2020, ponderando que esses já passavam por uma fase de crescimento nos últimos 20 anos.
The covid-19 pandemic has generated several consequences for the Brazilian health insurance market that have lasted until the present day. In 2023, insurers experienced a period of high costs, and loss ratios at historic highs. The purpose of this project is to seek to understand the correlation of the effects of the pandemic with these costs, considering the postponement of medical procedures and the change in the behavior of insurance beneficiaries after 2020. In a convergent way, the project considers an analysis of the phenomena of rising costs that have been occurring since the beginning of this century, through ANS regulations and lawsuits. In practical terms, the objective will be to understand the relationship of the effects of the pandemic on the costs of national health insurers after 2020, considering that these were already going through a growth phase in the last 20 years.
The covid-19 pandemic has generated several consequences for the Brazilian health insurance market that have lasted until the present day. In 2023, insurers experienced a period of high costs, and loss ratios at historic highs. The purpose of this project is to seek to understand the correlation of the effects of the pandemic with these costs, considering the postponement of medical procedures and the change in the behavior of insurance beneficiaries after 2020. In a convergent way, the project considers an analysis of the phenomena of rising costs that have been occurring since the beginning of this century, through ANS regulations and lawsuits. In practical terms, the objective will be to understand the relationship of the effects of the pandemic on the costs of national health insurers after 2020, considering that these were already going through a growth phase in the last 20 years.
Palavras-chave
Saúde; Seguradoras; Covid-19; Custos de serviços; Adiamento de procedimentos médicos; Comportamento de beneficiários; ANS; Health; Insurance Companies; Covid-19; Costs; Postponement of medical proceedings; Behavior of beneficiaries; ANS
Titulo de periódico
URL da fonte
Título de Livro
URL na Scopus
Idioma
Português
Notas
Membros da banca
Área do Conhecimento CNPQ
CIENCIAS SOCIAIS APLICADAS
CIENCIAS SOCIAIS APLICADAS::ECONOMIA
CIENCIAS SOCIAIS APLICADAS::ECONOMIA